IMPORTANT DISCLAIMER

Ciara Gilmore provides education, coaching, mentorship, and personal development guidance only. We make no guarantees - explicit or implied - regarding financial income, business success, personal transformation, manifestation outcomes, or results of any kind.

By purchasing or participating in any of our programs, services, courses, masterminds, memberships, coaching containers, events, or digital products, you acknowledge and agree that:

Results are not guaranteed
Individual outcomes will vary greatly
Success depends on many factors outside our control, including your own effort, consistency, decisions, mindset, implementation, experience, personal circumstances, and commitment
Any examples, testimonials, income references, client wins, or personal stories shared are for illustrative purposes only and should not be interpreted as promises or guarantees of future results

No representative, team member, coach, affiliate, contractor, or participant associated with Ciara Gilmore is authorised to guarantee financial, personal, emotional, energetic, spiritual, or business outcomes.

You accept full responsibility for your own decisions, actions, wellbeing, results, and participation.

Refund Policy
Effective for all products, programmes, courses, memberships, and digital purchases sold by Ciara Gilmore
At Ciara Gilmore, we are committed to delivering high-quality digital education, creative mentorship, and transformational learning experiences.
Please read this Refund Policy carefully before purchasing any product, programme, service, or payment plan.
1) Digital Products, Courses & Programmes
Due to the digital nature of our offers, all sales are final unless an alternative refund window is expressly stated on the individual checkout page, sales page, or programme-specific Terms & Conditions.
Where immediate access is granted to:
digital lessons
course portals
workbooks and templates
video trainings
downloadable resources
bonus materials
streamed masterclasses
private communities
replay libraries
you expressly request supply of the digital content within the 14-day statutory cooling-off period and acknowledge that your right to cancel is waived once access has been granted.
Once access has been granted, no refunds, cancellations, transfers, exchanges, credits, or partial refunds will be issued except where required by law.

2) Programme-Specific Refund Windows
Certain programmes may include a limited conditional refund period, such as:
a fixed number of days from purchase
a lesson access threshold
a milestone-based satisfaction guarantee
Where this applies, the programme-specific checkout terms and written Terms & Conditions override this general policy.
Refund requests must strictly satisfy all stated conditions.
Once the stated timeframe expires, or the permitted usage threshold is exceeded, the purchase becomes fully non-refundable.

3) Payment Plans
Payment plans are offered as a convenience only and do not constitute a subscription, monthly membership, or pay-as-you-go arrangement.
By choosing a payment plan, you are entering into a commitment to pay the full purchase price, split into instalments.
All remaining instalments remain legally due regardless of:
participation level
attendance
lesson completion
use of the community
personal circumstances
business performance
financial hardship
dissatisfaction with outcomes
Missed, failed, reversed, or disputed payments may result in immediate suspension of access while the full outstanding balance remains payable.

4) Duplicate Purchases, Billing Errors & Technical Faults
Refunds or account credits may be considered solely at the discretion of Ciara Gilmore in cases involving:
accidental duplicate purchases
duplicate checkout submissions
incorrect multiple charges
material technical failures preventing access
corrupted or materially faulty digital content
system errors that cannot be reasonably remedied
Requests must be submitted within 7 days of purchase, together with proof of payment and any relevant screenshots.
Nothing in this policy affects your statutory rights where digital content is faulty, inaccessible, not as described, or not fit for purpose.

5) Non-Refundable Circumstances
Refunds will not be issued for:
change of mind
failure to use the product
forgetting to attend live sessions
lack of implementation
failure to apply a discount code
mistaken purchases after access
not achieving expected artistic, energetic, personal, or business results
personal financial changes
preference-based dissatisfaction
time constraints or inability to complete the programme

6) Chargebacks & Payment Disputes
If a chargeback, payment reversal, or dispute is initiated after access has been granted, Ciara Gilmore reserves the right to:
immediately revoke access to all products and programme areas
remove access to bonuses and communities
suspend any future purchases
provide the payment processor with proof of access, lesson progress, and acceptance of these terms
This includes evidence of:
checkout consent
immediate-access waiver acknowledgment
login history
lesson completion analytics
download access
live call attendance
community participation

7) Contact & Resolution
For billing, access, or technical support queries, please contact Ciara Gilmore using the support contact details listed on the relevant sales or checkout page.
Where a refund is approved, it will be returned to the original payment method within a reasonable processing timeframe.