ALL SALES ARE FINAL.


The Ultimate Toolkit is a digital educational program provided by Ciara Gilmore, and access is made available immediately upon purchase.

By completing this purchase, you expressly request and consent to receiving immediate access to the digital content within the 14-day statutory cooling-off period and acknowledge that, by doing so, you waive your legal right to cancel and receive a refund once access has been granted.

As this is a digital product, no refunds, cancellations, exchanges, or credits will be issued under any circumstances, including but not limited to:

failure to access the product
change of mind
lack of use or completion
failure to apply a coupon or discount code at checkout
mistaken purchase

All programmes, courses, digital products, trainings, bonuses, downloads, workbooks, video lessons, live call materials, templates, and supporting resources provided by Ciara Gilmore are supplied under a single-user, personal-use licence only.

Your purchase grants access solely to you as the named purchaser.

The sharing, copying, recording, reproduction, resale, sublicensing, distribution, public posting, or transfer of any materials, whether in part or in full, is strictly prohibited.

All content remains the sole intellectual property of Ciara Gilmore and Ciara Gilmore and is protected by applicable copyright, trademark, and intellectual property laws.

Unauthorised use, duplication, distribution, or commercial exploitation of any programme materials may result in immediate removal of access without refund and may lead to further legal action where necessary.

By checking this box, you confirm that you have reviewed all selected items, pricing, and order details before completing your purchase.

By completing your purchase, you acknowledge that you have read, understood, and agreed to these Terms & Conditions.

I understand that I will receive immediate access to digital course materials and that by accessing them I waive my 14-day right to cancel and receive a refund.

Refund Policy
Effective for all products, programmes, courses, memberships, and digital purchases sold by Ciara Gilmore
At Ciara Gilmore, we are committed to delivering high-quality digital education, creative mentorship, and transformational learning experiences.
Please read this Refund Policy carefully before purchasing any product, programme, service, or payment plan.
1) Digital Products, Courses & Programmes
Due to the digital nature of our offers, all sales are final unless an alternative refund window is expressly stated on the individual checkout page, sales page, or programme-specific Terms & Conditions.
Where immediate access is granted to:
digital lessons
course portals
workbooks and templates
video trainings
downloadable resources
bonus materials
streamed masterclasses
private communities
replay libraries
you expressly request supply of the digital content within the 14-day statutory cooling-off period and acknowledge that your right to cancel is waived once access has been granted.
Once access has been granted, no refunds, cancellations, transfers, exchanges, credits, or partial refunds will be issued except where required by law.

2) Programme-Specific Refund Windows
Certain programmes may include a limited conditional refund period, such as:
a fixed number of days from purchase
a lesson access threshold
a milestone-based satisfaction guarantee
Where this applies, the programme-specific checkout terms and written Terms & Conditions override this general policy.
Refund requests must strictly satisfy all stated conditions.
Once the stated timeframe expires, or the permitted usage threshold is exceeded, the purchase becomes fully non-refundable.

3) Payment Plans
Payment plans are offered as a convenience only and do not constitute a subscription, monthly membership, or pay-as-you-go arrangement.
By choosing a payment plan, you are entering into a commitment to pay the full purchase price, split into instalments.
All remaining instalments remain legally due regardless of:
participation level
attendance
lesson completion
use of the community
personal circumstances
business performance
financial hardship
dissatisfaction with outcomes
Missed, failed, reversed, or disputed payments may result in immediate suspension of access while the full outstanding balance remains payable.

4) Duplicate Purchases, Billing Errors & Technical Faults
Refunds or account credits may be considered solely at the discretion of Ciara Gilmore in cases involving:
accidental duplicate purchases
duplicate checkout submissions
incorrect multiple charges
material technical failures preventing access
corrupted or materially faulty digital content
system errors that cannot be reasonably remedied
Requests must be submitted within 7 days of purchase, together with proof of payment and any relevant screenshots.
Nothing in this policy affects your statutory rights where digital content is faulty, inaccessible, not as described, or not fit for purpose.

5) Non-Refundable Circumstances
Refunds will not be issued for:
change of mind
failure to use the product
forgetting to attend live sessions
lack of implementation
failure to apply a discount code
mistaken purchases after access
not achieving expected artistic, energetic, personal, or business results
personal financial changes
preference-based dissatisfaction
time constraints or inability to complete the programme

6) Chargebacks & Payment Disputes
If a chargeback, payment reversal, or dispute is initiated after access has been granted, Ciara Gilmore reserves the right to:
immediately revoke access to all products and programme areas
remove access to bonuses and communities
suspend any future purchases
provide the payment processor with proof of access, lesson progress, and acceptance of these terms
This includes evidence of:
checkout consent
immediate-access waiver acknowledgment
login history
lesson completion analytics
download access
live call attendance
community participation

7) Contact & Resolution
For billing, access, or technical support queries, please contact Ciara Gilmore using the support contact details listed on the relevant sales or checkout page.
Where a refund is approved, it will be returned to the original payment method within a reasonable processing timeframe.